Call reports 2025
MIDLAND COMMUNITY BANK — 2025
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 66,955,000 | 66,458,000 | 65,162,000 | 69,509,000 |
| Total loans | 41,629,000 | 41,746,000 | 41,642,000 | 37,450,000 |
| Allowance for loan losses | 252,000 | 252,000 | 252,000 | 252,000 |
| Securities available for sale | 20,373,000 | 19,410,000 | 19,043,000 | 18,319,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,795,000 | 57,293,000 | 55,437,000 | 57,852,000 |
| Interest-bearing deposits | 46,346,000 | 46,761,000 | 44,787,000 | 46,710,000 |
| Noninterest-bearing deposits | 11,449,000 | 10,532,000 | 10,650,000 | 11,142,000 |
| Equity capital | 8,940,000 | 8,981,000 | 9,532,000 | 11,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 759,000 | 1,513,000 | 2,287,000 | 649,000 |
| Interest expense | 200,000 | 384,000 | 551,000 | 140,000 |
| Net interest income | 559,000 | 1,129,000 | 1,736,000 | 509,000 |
| Noninterest income | 116,000 | 258,000 | 404,000 | 122,000 |
| Noninterest expense | 472,000 | 968,000 | 1,429,000 | 400,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 203,000 | 419,000 | 711,000 | 231,000 |
| Income tax | 58,000 | 119,000 | 203,000 | -306,000 |
| Net income | 145,000 | 300,000 | 508,000 | 537,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,526,000 | 10,572,000 | 10,758,000 | 7,273,000 |
| Total capital | 10,778,000 | 10,824,000 | 11,010,000 | 7,525,000 |
| Risk-weighted assets | 47,592,000 | 48,438,000 | 48,623,000 | 45,761,000 |