Call reports 2024
MIDLAND COMMUNITY BANK — 2024
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 70,069,000 | 69,096,000 | 67,962,000 | 65,625,000 |
| Total loans | 46,928,000 | 45,898,000 | 46,586,000 | 43,386,000 |
| Allowance for loan losses | 314,000 | 314,000 | 276,000 | 236,000 |
| Securities available for sale | 20,075,000 | 19,450,000 | 19,454,000 | 20,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,525,000 | 60,461,000 | 58,280,000 | 56,726,000 |
| Interest-bearing deposits | 48,602,000 | 47,420,000 | 48,329,000 | 46,707,000 |
| Noninterest-bearing deposits | 11,923,000 | 13,041,000 | 9,951,000 | 10,019,000 |
| Equity capital | 8,182,000 | 8,472,000 | 9,157,000 | 8,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 764,000 | 1,553,000 | 2,352,000 | 3,118,000 |
| Interest expense | 179,000 | 379,000 | 599,000 | 816,000 |
| Net interest income | 585,000 | 1,174,000 | 1,753,000 | 2,302,000 |
| Noninterest income | 130,000 | 258,000 | 381,000 | 515,000 |
| Noninterest expense | 509,000 | 1,039,000 | 1,610,000 | 2,167,000 |
| Provision for loan losses | 0 | 0 | 0 | 8,000 |
| Pretax income | 197,000 | 384,000 | 515,000 | 633,000 |
| Income tax | 52,000 | 112,000 | 147,000 | 199,000 |
| Net income | 145,000 | 272,000 | 368,000 | 434,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,247,000 | 10,374,000 | 10,470,000 | 10,381,000 |
| Total capital | 10,561,000 | 10,688,000 | 10,746,000 | 10,617,000 |
| Risk-weighted assets | 53,361,000 | 52,208,000 | 52,882,000 | 49,783,000 |