Call reports 2023
MIDLAND COMMUNITY BANK — 2023
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 77,906,000 | 74,541,000 | 71,458,000 | 71,026,000 |
| Total loans | 47,439,000 | 45,745,000 | 47,115,000 | 46,552,000 |
| Allowance for loan losses | 329,000 | 314,000 | 314,000 | 314,000 |
| Securities available for sale | 23,819,000 | 23,328,000 | 21,926,000 | 21,364,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,833,000 | 66,474,000 | 63,107,000 | 62,687,000 |
| Interest-bearing deposits | 54,742,000 | 54,504,000 | 51,599,000 | 51,055,000 |
| Noninterest-bearing deposits | 15,091,000 | 11,970,000 | 11,508,000 | 11,632,000 |
| Equity capital | 7,866,000 | 7,956,000 | 7,757,000 | 8,194,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 747,000 | 1,512,000 | 2,265,000 | 3,044,000 |
| Interest expense | 104,000 | 220,000 | 356,000 | 518,000 |
| Net interest income | 643,000 | 1,292,000 | 1,909,000 | 2,526,000 |
| Noninterest income | 122,000 | 243,000 | 365,000 | 483,000 |
| Noninterest expense | 474,000 | 954,000 | 1,423,000 | 1,927,000 |
| Provision for loan losses | 14,000 | 14,000 | 14,000 | 14,000 |
| Pretax income | 277,000 | 567,000 | 837,000 | 1,068,000 |
| Income tax | 85,000 | 173,000 | 279,000 | 291,000 |
| Net income | 192,000 | 394,000 | 558,000 | 777,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,826,000 | 10,028,000 | 10,192,000 | 10,102,000 |
| Total capital | 10,155,000 | 10,342,000 | 10,506,000 | 10,416,000 |
| Risk-weighted assets | 52,745,000 | 51,192,000 | 52,787,000 | 51,966,000 |