Call reports 2021
MIDLAND COMMUNITY BANK — 2021
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 80,734,000 | 76,765,000 | 77,680,000 | 81,576,000 |
| Total loans | 49,637,000 | 50,718,000 | 52,263,000 | 52,548,000 |
| Allowance for loan losses | 301,000 | 304,000 | 304,000 | 292,000 |
| Securities available for sale | 24,417,000 | 23,037,000 | 21,412,000 | 22,561,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,811,000 | 67,956,000 | 68,441,000 | 72,615,000 |
| Interest-bearing deposits | 55,878,000 | 56,652,000 | 57,828,000 | 58,401,000 |
| Noninterest-bearing deposits | 11,933,000 | 11,304,000 | 10,613,000 | 14,214,000 |
| Equity capital | 8,383,000 | 8,555,000 | 8,912,000 | 8,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 613,000 | 1,229,000 | 1,864,000 | 2,506,000 |
| Interest expense | 76,000 | 137,000 | 195,000 | 251,000 |
| Net interest income | 537,000 | 1,092,000 | 1,669,000 | 2,255,000 |
| Noninterest income | 321,000 | 567,000 | 769,000 | 1,013,000 |
| Noninterest expense | 384,000 | 791,000 | 1,168,000 | 1,536,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 474,000 | 868,000 | 1,270,000 | 1,732,000 |
| Income tax | 145,000 | 265,000 | 387,000 | 478,000 |
| Net income | 329,000 | 603,000 | 883,000 | 1,254,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,143,000 | 8,417,000 | 8,697,000 | 8,759,000 |
| Total capital | 8,444,000 | 8,721,000 | 9,001,000 | 9,051,000 |
| Risk-weighted assets | 62,821,000 | 63,697,000 | 66,064,000 | 67,748,000 |