Call reports 2020
MIDLAND COMMUNITY BANK — 2020
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 67,042,000 | 74,613,000 | 75,236,000 | 77,451,000 |
| Total loans | 45,480,000 | 46,352,000 | 48,319,000 | 47,741,000 |
| Allowance for loan losses | 293,000 | 293,000 | 276,000 | 301,000 |
| Securities available for sale | 18,853,000 | 21,922,000 | 21,443,000 | 21,944,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,564,000 | 62,371,000 | 62,515,000 | 64,797,000 |
| Interest-bearing deposits | 50,841,000 | 51,964,000 | 52,343,000 | 54,388,000 |
| Noninterest-bearing deposits | 8,723,000 | 10,407,000 | 10,172,000 | 10,410,000 |
| Equity capital | 7,156,000 | 7,798,000 | 8,216,000 | 8,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 659,000 | 1,309,000 | 1,940,000 | 2,578,000 |
| Interest expense | 142,000 | 261,000 | 363,000 | 452,000 |
| Net interest income | 517,000 | 1,048,000 | 1,577,000 | 2,126,000 |
| Noninterest income | 166,000 | 516,000 | 864,000 | 1,075,000 |
| Noninterest expense | 344,000 | 754,000 | 1,113,000 | 1,498,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 339,000 | 810,000 | 1,328,000 | 1,673,000 |
| Income tax | 104,000 | 249,000 | 408,000 | 473,000 |
| Net income | 235,000 | 561,000 | 920,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,159,000 | 7,485,000 | 7,844,000 | 7,814,000 |
| Total capital | 7,452,000 | 7,778,000 | 8,120,000 | 8,115,000 |
| Risk-weighted assets | 51,350,000 | 55,474,000 | 57,697,000 | 59,419,000 |