Call reports 2019
MIDLAND COMMUNITY BANK — 2019
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 58,488,000 | 58,826,000 | 62,373,000 | 64,917,000 |
| Total loans | 41,218,000 | 42,052,000 | 43,937,000 | 45,699,000 |
| Allowance for loan losses | 257,000 | 257,000 | 253,000 | 293,000 |
| Securities available for sale | 14,754,000 | 14,392,000 | 14,351,000 | 16,578,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,953,000 | 51,891,000 | 55,113,000 | 57,677,000 |
| Interest-bearing deposits | 44,265,000 | 44,504,000 | 48,314,000 | 50,338,000 |
| Noninterest-bearing deposits | 7,688,000 | 7,387,000 | 6,799,000 | 7,339,000 |
| Equity capital | 6,367,000 | 6,722,000 | 6,987,000 | 7,009,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 593,000 | 1,203,000 | 1,818,000 | 2,472,000 |
| Interest expense | 103,000 | 217,000 | 340,000 | 475,000 |
| Net interest income | 490,000 | 986,000 | 1,478,000 | 1,997,000 |
| Noninterest income | 101,000 | 222,000 | 395,000 | 542,000 |
| Noninterest expense | 348,000 | 675,000 | 1,015,000 | 1,356,000 |
| Provision for loan losses | 0 | 0 | 0 | 60,000 |
| Pretax income | 243,000 | 533,000 | 858,000 | 1,123,000 |
| Income tax | 75,000 | 164,000 | 264,000 | 310,000 |
| Net income | 168,000 | 369,000 | 594,000 | 813,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,511,000 | 6,712,000 | 6,936,000 | 6,923,000 |
| Total capital | 6,768,000 | 6,969,000 | 7,189,000 | 7,216,000 |
| Risk-weighted assets | 41,218,000 | 42,928,000 | 46,848,000 | 50,355,000 |