Call reports 2016
MIDLAND COMMUNITY BANK — 2016
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,890,000 | 53,928,000 | 53,628,000 | 53,658,000 |
| Total loans | 33,509,000 | 36,652,000 | 38,979,000 | 39,702,000 |
| Allowance for loan losses | 276,000 | 276,000 | 277,000 | 288,000 |
| Securities available for sale | 15,592,000 | 15,423,000 | 12,145,000 | 12,152,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 47,267,000 | 46,572,000 | 47,787,000 | 47,894,000 |
| Interest-bearing deposits | 41,814,000 | 41,373,000 | 42,723,000 | 42,132,000 |
| Noninterest-bearing deposits | 5,453,000 | 5,199,000 | 5,064,000 | 5,762,000 |
| Equity capital | 5,031,000 | 5,189,000 | 5,308,000 | 5,103,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 491,000 | 981,000 | 1,507,000 | 2,017,000 |
| Interest expense | 69,000 | 136,000 | 204,000 | 268,000 |
| Net interest income | 422,000 | 845,000 | 1,303,000 | 1,749,000 |
| Noninterest income | 101,000 | 207,000 | 320,000 | 433,000 |
| Noninterest expense | 298,000 | 584,000 | 877,000 | 1,211,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 225,000 | 468,000 | 752,000 | 977,000 |
| Income tax | 94,000 | 195,000 | 314,000 | 380,000 |
| Net income | 131,000 | 273,000 | 438,000 | 597,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,035,000 | 5,142,000 | 5,272,000 | 5,272,000 |
| Total capital | 5,311,000 | 5,418,000 | 5,549,000 | 5,560,000 |
| Risk-weighted assets | 29,438,000 | 32,141,000 | 34,159,000 | 35,015,000 |