Call reports 2015
MIDLAND COMMUNITY BANK — 2015
What MIDLAND COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,941,000 | 51,969,000 | 51,937,000 | 51,961,000 |
| Total loans | 33,510,000 | 34,827,000 | 35,267,000 | 34,706,000 |
| Allowance for loan losses | 256,000 | 256,000 | 239,000 | 267,000 |
| Securities available for sale | 15,282,000 | 14,912,000 | 14,627,000 | 13,950,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,652,000 | 46,706,000 | 46,807,000 | 46,703,000 |
| Interest-bearing deposits | 42,167,000 | 42,029,000 | 41,727,000 | 41,444,000 |
| Noninterest-bearing deposits | 4,485,000 | 4,676,000 | 5,080,000 | 5,259,000 |
| Equity capital | 4,840,000 | 4,821,000 | 4,901,000 | 4,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 490,000 | 976,000 | 1,457,000 | 1,943,000 |
| Interest expense | 73,000 | 147,000 | 218,000 | 291,000 |
| Net interest income | 417,000 | 829,000 | 1,239,000 | 1,652,000 |
| Noninterest income | 92,000 | 195,000 | 291,000 | 407,000 |
| Noninterest expense | 293,000 | 599,000 | 912,000 | 1,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 218,000 | 426,000 | 619,000 | 719,000 |
| Income tax | 94,000 | 185,000 | 269,000 | 264,000 |
| Net income | 124,000 | 241,000 | 350,000 | 455,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,830,000 | 4,873,000 | 4,947,000 | 4,939,000 |
| Total capital | 5,086,000 | 5,129,000 | 5,186,000 | 5,206,000 |
| Risk-weighted assets | 29,393,000 | 29,549,000 | 29,942,000 | 29,465,000 |