Call reports 2017
SOUTHERN MISSOURI BANK OF MARSHFIELD — 2017
What SOUTHERN MISSOURI BANK OF MARSHFIELD reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 91,245,000 | 91,082,000 | 89,805,000 | 86,574,000 |
| Total loans | 69,134,000 | 69,527,000 | 69,653,000 | 69,076,000 |
| Allowance for loan losses | 746,000 | 655,000 | 621,000 | 624,000 |
| Securities available for sale | 6,170,000 | 6,122,000 | 6,035,000 | 5,634,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,105,000 | 73,586,000 | 72,790,000 | 70,252,000 |
| Interest-bearing deposits | 64,866,000 | 65,153,000 | 65,011,000 | 62,510,000 |
| Noninterest-bearing deposits | 8,239,000 | 8,433,000 | 7,779,000 | 7,742,000 |
| Equity capital | 10,135,000 | 10,384,000 | 10,564,000 | 10,732,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 900,000 | 1,818,000 | 2,737,000 | 3,657,000 |
| Interest expense | 112,000 | 235,000 | 357,000 | 475,000 |
| Net interest income | 788,000 | 1,583,000 | 2,380,000 | 3,182,000 |
| Noninterest income | 151,000 | 301,000 | 442,000 | 592,000 |
| Noninterest expense | 764,000 | 1,501,000 | 2,241,000 | 2,946,000 |
| Provision for loan losses | 0 | -90,000 | -90,000 | -85,000 |
| Pretax income | 175,000 | 473,000 | 671,000 | 913,000 |
| Income tax | 13,000 | 73,000 | 86,000 | 129,000 |
| Net income | 162,000 | 400,000 | 585,000 | 784,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,089,000 | 10,327,000 | 10,512,000 | 10,712,000 |
| Total capital | 10,835,000 | 10,982,000 | 11,133,000 | 11,336,000 |
| Risk-weighted assets | 67,219,000 | 67,410,000 | 66,236,000 | 67,777,000 |