Call reports 2016
SOUTHERN MISSOURI BANK OF MARSHFIELD — 2016
What SOUTHERN MISSOURI BANK OF MARSHFIELD reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 91,802,000 | 92,326,000 | 91,741,000 | 91,501,000 |
| Total loans | 69,303,000 | 70,107,000 | 70,990,000 | 69,495,000 |
| Allowance for loan losses | 936,000 | 942,000 | 985,000 | 755,000 |
| Securities available for sale | 8,143,000 | 7,738,000 | 6,938,000 | 6,591,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 73,894,000 | 73,934,000 | 73,674,000 | 72,476,000 |
| Interest-bearing deposits | 66,234,000 | 66,235,000 | 65,565,000 | 64,280,000 |
| Noninterest-bearing deposits | 7,660,000 | 7,699,000 | 8,109,000 | 8,196,000 |
| Equity capital | 9,795,000 | 9,994,000 | 10,154,000 | 10,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 929,000 | 1,856,000 | 2,799,000 | 3,720,000 |
| Interest expense | 115,000 | 232,000 | 349,000 | 462,000 |
| Net interest income | 814,000 | 1,624,000 | 2,450,000 | 3,258,000 |
| Noninterest income | 175,000 | 328,000 | 482,000 | 709,000 |
| Noninterest expense | 799,000 | 1,567,000 | 2,350,000 | 3,087,000 |
| Provision for loan losses | 0 | 0 | 0 | -189,000 |
| Pretax income | 190,000 | 385,000 | 582,000 | 1,069,000 |
| Income tax | 4,000 | 8,000 | 10,000 | 43,000 |
| Net income | 186,000 | 377,000 | 572,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,729,000 | 9,920,000 | 10,085,000 | 10,539,000 |
| Total capital | 10,262,000 | 10,466,000 | 10,634,000 | 11,294,000 |
| Risk-weighted assets | 42,209,000 | 43,261,000 | 43,480,000 | 67,517,000 |