Call reports 2015
SOUTHERN MISSOURI BANK OF MARSHFIELD — 2015
What SOUTHERN MISSOURI BANK OF MARSHFIELD reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 93,815,000 | 91,589,000 | 92,691,000 | 91,661,000 |
| Total loans | 71,620,000 | 69,335,000 | 68,288,000 | 68,887,000 |
| Allowance for loan losses | 1,228,000 | 1,155,000 | 1,123,000 | 936,000 |
| Securities available for sale | 9,040,000 | 9,329,000 | 9,151,000 | 8,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 72,243,000 | 71,326,000 | 74,067,000 | 71,305,000 |
| Interest-bearing deposits | 64,208,000 | 65,119,000 | 66,528,000 | 63,543,000 |
| Noninterest-bearing deposits | 8,035,000 | 6,207,000 | 7,539,000 | 7,762,000 |
| Equity capital | 10,213,000 | 10,416,000 | 10,579,000 | 10,500,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 996,000 | 1,964,000 | 2,929,000 | 3,888,000 |
| Interest expense | 141,000 | 281,000 | 410,000 | 530,000 |
| Net interest income | 855,000 | 1,683,000 | 2,519,000 | 3,358,000 |
| Noninterest income | 210,000 | 408,000 | 599,000 | 843,000 |
| Noninterest expense | 828,000 | 1,598,000 | 2,364,000 | 3,120,000 |
| Provision for loan losses | 0 | 0 | 0 | -200,000 |
| Pretax income | 237,000 | 493,000 | 754,000 | 1,281,000 |
| Income tax | 17,000 | 39,000 | 65,000 | 113,000 |
| Net income | 220,000 | 454,000 | 689,000 | 1,168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,151,000 | 10,385,000 | 10,532,000 | 10,459,000 |
| Total capital | 10,996,000 | 10,899,000 | 11,064,000 | 10,978,000 |
| Risk-weighted assets | 67,598,000 | 40,502,000 | 41,950,000 | 41,103,000 |