Call reports 2024
CAPTEX BANK — 2024
What CAPTEX BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 324,057,000 | 341,715,000 | 344,460,000 | 336,612,000 |
| Total loans | 287,819,000 | 282,137,000 | 297,865,000 | 302,994,000 |
| Allowance for loan losses | 3,142,000 | 3,078,000 | 3,121,000 | 3,109,000 |
| Securities available for sale | 5,676,000 | 5,575,000 | 5,649,000 | 5,321,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 277,600,000 | 295,627,000 | 297,861,000 | 290,082,000 |
| Interest-bearing deposits | 211,385,000 | 224,057,000 | 228,803,000 | 219,067,000 |
| Noninterest-bearing deposits | 66,215,000 | 71,570,000 | 69,058,000 | 71,015,000 |
| Equity capital | 42,357,000 | 42,687,000 | 43,301,000 | 43,597,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,559,000 | 9,344,000 | 14,530,000 | 19,630,000 |
| Interest expense | 1,780,000 | 3,626,000 | 5,710,000 | 7,585,000 |
| Net interest income | 2,779,000 | 5,718,000 | 8,820,000 | 12,045,000 |
| Noninterest income | 224,000 | 449,000 | 678,000 | 904,000 |
| Noninterest expense | 2,750,000 | 5,518,000 | 8,251,000 | 11,084,000 |
| Provision for loan losses | 23,000 | 5,000 | 5,000 | 8,000 |
| Pretax income | 230,000 | 644,000 | 1,242,000 | 1,857,000 |
| Income tax | 50,000 | 139,000 | 267,000 | 403,000 |
| Net income | 180,000 | 505,000 | 975,000 | 1,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,412,000 | 40,784,000 | 41,304,000 | 41,832,000 |
| Total capital | 43,568,000 | 43,890,000 | 44,428,000 | 44,964,000 |
| Risk-weighted assets | 304,929,000 | 301,054,000 | 318,755,000 | 322,962,000 |