Call reports 2023
CAPTEX BANK — 2023
What CAPTEX BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 340,708,000 | 340,396,000 | 329,640,000 | 334,140,000 |
| Total loans | 269,231,000 | 279,899,000 | 279,573,000 | 280,398,000 |
| Allowance for loan losses | 2,973,000 | 3,033,000 | 3,036,000 | 3,100,000 |
| Securities available for sale | 6,316,000 | 6,050,000 | 5,682,000 | 5,865,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 296,417,000 | 295,694,000 | 284,769,000 | 287,699,000 |
| Interest-bearing deposits | 223,870,000 | 220,887,000 | 211,027,000 | 212,432,000 |
| Noninterest-bearing deposits | 72,547,000 | 74,807,000 | 73,742,000 | 75,267,000 |
| Equity capital | 40,386,000 | 40,692,000 | 40,860,000 | 42,256,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,723,000 | 7,967,000 | 12,328,000 | 16,834,000 |
| Interest expense | 803,000 | 2,203,000 | 3,780,000 | 5,507,000 |
| Net interest income | 2,920,000 | 5,764,000 | 8,548,000 | 11,327,000 |
| Noninterest income | 207,000 | 472,000 | 705,000 | 2,211,000 |
| Noninterest expense | 2,615,000 | 5,203,000 | 7,775,000 | 10,471,000 |
| Provision for loan losses | 0 | 0 | 0 | 64,000 |
| Pretax income | 512,000 | 1,033,000 | 1,478,000 | 2,969,000 |
| Income tax | 110,000 | 227,000 | 327,000 | 648,000 |
| Net income | 402,000 | 806,000 | 1,151,000 | 2,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,114,000 | 38,568,000 | 38,962,000 | 40,182,000 |
| Total capital | 41,154,000 | 41,611,000 | 42,003,000 | 43,321,000 |
| Risk-weighted assets | 285,833,000 | 294,684,000 | 285,338,000 | 293,184,000 |