Call reports 2022
CAPTEX BANK — 2022
What CAPTEX BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 298,838,000 | 300,382,000 | 297,893,000 | 295,858,000 |
| Total loans | 232,888,000 | 253,457,000 | 259,231,000 | 262,782,000 |
| Allowance for loan losses | 2,679,000 | 2,934,000 | 3,017,000 | 3,024,000 |
| Securities available for sale | 6,839,000 | 7,025,000 | 6,490,000 | 6,345,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 251,883,000 | 257,373,000 | 254,353,000 | 252,139,000 |
| Interest-bearing deposits | 175,624,000 | 177,028,000 | 172,395,000 | 173,931,000 |
| Noninterest-bearing deposits | 76,259,000 | 80,345,000 | 81,958,000 | 78,208,000 |
| Equity capital | 38,441,000 | 38,900,000 | 39,240,000 | 39,877,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,787,000 | 6,041,000 | 9,450,000 | 13,077,000 |
| Interest expense | 186,000 | 382,000 | 695,000 | 1,134,000 |
| Net interest income | 2,601,000 | 5,659,000 | 8,755,000 | 11,943,000 |
| Noninterest income | 300,000 | 787,000 | 1,025,000 | 1,259,000 |
| Noninterest expense | 2,401,000 | 4,850,000 | 7,409,000 | 10,029,000 |
| Provision for loan losses | 147,000 | 315,000 | 396,000 | 403,000 |
| Pretax income | 353,000 | 1,281,000 | 1,975,000 | 2,770,000 |
| Income tax | 67,000 | 209,000 | 361,000 | 542,000 |
| Net income | 286,000 | 1,072,000 | 1,614,000 | 2,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,200,000 | 36,185,000 | 36,938,000 | 37,661,000 |
| Total capital | 37,879,000 | 39,119,000 | 39,955,000 | 40,685,000 |
| Risk-weighted assets | 249,759,000 | 259,190,000 | 260,800,000 | 267,833,000 |