Call reports 2021
CAPTEX BANK — 2021
What CAPTEX BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 265,117,000 | 263,125,000 | 259,575,000 | 276,095,000 |
| Total loans | 217,735,000 | 218,593,000 | 218,312,000 | 224,120,000 |
| Allowance for loan losses | 2,300,000 | 2,317,000 | 2,421,000 | 2,531,000 |
| Securities available for sale | 5,683,000 | 5,663,000 | 2,321,000 | 1,983,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 234,597,000 | 233,011,000 | 229,119,000 | 236,754,000 |
| Interest-bearing deposits | 164,860,000 | 164,256,000 | 158,367,000 | 162,907,000 |
| Noninterest-bearing deposits | 69,737,000 | 68,755,000 | 70,752,000 | 73,847,000 |
| Equity capital | 27,729,000 | 28,757,000 | 29,052,000 | 38,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,929,000 | 5,607,000 | 8,223,000 | 11,027,000 |
| Interest expense | 184,000 | 361,000 | 529,000 | 694,000 |
| Net interest income | 2,745,000 | 5,246,000 | 7,694,000 | 10,333,000 |
| Noninterest income | 218,000 | 451,000 | 678,000 | 910,000 |
| Noninterest expense | 2,396,000 | 4,764,000 | 6,957,000 | 9,387,000 |
| Provision for loan losses | 230,000 | 346,000 | 451,000 | 559,000 |
| Pretax income | 337,000 | 587,000 | 984,000 | 1,317,000 |
| Income tax | 0 | -600,000 | -502,000 | -413,000 |
| Net income | 337,000 | 1,187,000 | 1,486,000 | 1,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,607,000 | 25,007,000 | 25,471,000 | 34,787,000 |
| Total capital | 26,907,000 | 27,324,000 | 27,892,000 | 37,318,000 |
| Risk-weighted assets | 213,302,000 | 215,167,000 | 221,243,000 | 231,209,000 |