Call reports 2020
CAPTEX BANK — 2020
What CAPTEX BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 190,487,000 | 205,993,000 | 215,285,000 | 230,623,000 |
| Total loans | 123,905,000 | 163,855,000 | 178,472,000 | 201,291,000 |
| Allowance for loan losses | 1,156,000 | 1,569,000 | 1,722,000 | 2,069,000 |
| Securities available for sale | 25,055,000 | 13,390,000 | 5,775,000 | 5,786,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,638,000 | 172,174,000 | 181,483,000 | 201,398,000 |
| Interest-bearing deposits | 114,923,000 | 117,847,000 | 119,634,000 | 138,684,000 |
| Noninterest-bearing deposits | 46,715,000 | 54,327,000 | 61,849,000 | 62,714,000 |
| Equity capital | 25,403,000 | 25,960,000 | 25,896,000 | 26,488,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,908,000 | 4,416,000 | 6,523,000 | 8,889,000 |
| Interest expense | 230,000 | 439,000 | 633,000 | 813,000 |
| Net interest income | 1,678,000 | 3,977,000 | 5,890,000 | 8,076,000 |
| Noninterest income | 271,000 | 577,000 | 1,053,000 | 1,278,000 |
| Noninterest expense | 2,444,000 | 4,785,000 | 7,085,000 | 9,409,000 |
| Provision for loan losses | 48,000 | 458,000 | 585,000 | 968,000 |
| Pretax income | -445,000 | -520,000 | -517,000 | -813,000 |
| Income tax | 0 | 0 | 0 | -392,000 |
| Net income | -445,000 | -520,000 | -517,000 | -421,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,652,000 | 22,631,000 | 22,720,000 | 23,294,000 |
| Total capital | 22,808,000 | 24,200,000 | 24,442,000 | 25,363,000 |
| Risk-weighted assets | 149,661,000 | 170,648,000 | 170,882,000 | 196,067,000 |