Call reports 2019
CAPTEX BANK — 2019
What CAPTEX BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 179,261,000 | 184,779,000 | 185,629,000 | 184,395,000 |
| Total loans | 92,219,000 | 106,613,000 | 116,794,000 | 118,727,000 |
| Allowance for loan losses | 558,000 | 772,000 | 926,000 | 1,111,000 |
| Securities available for sale | 51,249,000 | 27,741,000 | 30,493,000 | 29,605,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,484,000 | 154,464,000 | 155,337,000 | 154,664,000 |
| Interest-bearing deposits | 100,075,000 | 105,635,000 | 108,479,000 | 110,697,000 |
| Noninterest-bearing deposits | 48,409,000 | 48,829,000 | 46,858,000 | 43,967,000 |
| Equity capital | 26,439,000 | 26,847,000 | 26,704,000 | 26,272,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,570,000 | 3,528,000 | 5,564,000 | 7,678,000 |
| Interest expense | 103,000 | 269,000 | 472,000 | 688,000 |
| Net interest income | 1,467,000 | 3,259,000 | 5,092,000 | 6,990,000 |
| Noninterest income | 282,000 | 645,000 | 952,000 | 1,313,000 |
| Noninterest expense | 2,107,000 | 4,167,000 | 6,429,000 | 8,956,000 |
| Provision for loan losses | 140,000 | 352,000 | 504,000 | 627,000 |
| Pretax income | -438,000 | -643,000 | -917,000 | -1,158,000 |
| Income tax | 1,000 | 2,000 | 4,000 | 0 |
| Net income | -439,000 | -645,000 | -921,000 | -1,158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,457,000 | 22,315,000 | 22,138,000 | 21,996,000 |
| Total capital | 23,015,000 | 23,087,000 | 23,064,000 | 23,107,000 |
| Risk-weighted assets | 103,898,000 | 114,305,000 | 126,301,000 | 131,155,000 |