Call reports 2016
CAPTEX BANK — 2016
What CAPTEX BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 160,624,000 | 164,863,000 | 211,333,000 | 197,154,000 |
| Total loans | 81,508,000 | 97,786,000 | 109,451,000 | 97,310,000 |
| Allowance for loan losses | 765,000 | 735,000 | 737,000 | 778,000 |
| Securities available for sale | 53,911,000 | 54,010,000 | 81,386,000 | 77,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,197,000 | 136,821,000 | 172,948,000 | 174,149,000 |
| Interest-bearing deposits | 96,781,000 | 97,130,000 | 128,310,000 | 130,560,000 |
| Noninterest-bearing deposits | 39,416,000 | 39,691,000 | 44,638,000 | 43,589,000 |
| Equity capital | 16,357,000 | 16,671,000 | 16,823,000 | 16,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,346,000 | 2,635,000 | 4,169,000 | 5,639,000 |
| Interest expense | 153,000 | 295,000 | 464,000 | 627,000 |
| Net interest income | 1,193,000 | 2,340,000 | 3,705,000 | 5,012,000 |
| Noninterest income | 766,000 | 2,045,000 | 3,172,000 | 4,228,000 |
| Noninterest expense | 2,069,000 | 4,191,000 | 6,469,000 | 8,757,000 |
| Provision for loan losses | 6,000 | 24,000 | 47,000 | 76,000 |
| Pretax income | -116,000 | 238,000 | 460,000 | 506,000 |
| Income tax | -46,000 | 65,000 | 132,000 | 146,000 |
| Net income | -70,000 | 173,000 | 328,000 | 360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,081,000 | 16,418,000 | 16,573,000 | 16,605,000 |
| Total capital | 16,846,000 | 17,153,000 | 17,310,000 | 17,383,000 |
| Risk-weighted assets | 80,652,000 | 85,497,000 | 100,135,000 | 93,877,000 |