Call reports 2015
CAPTEX BANK — 2015
What CAPTEX BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 163,260,000 | 183,351,000 | 171,282,000 | 159,043,000 |
| Total loans | 69,501,000 | 92,680,000 | 83,141,000 | 89,467,000 |
| Allowance for loan losses | 738,000 | 742,000 | 717,000 | 758,000 |
| Securities available for sale | 77,673,000 | 73,087,000 | 64,406,000 | 56,260,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,547,000 | 132,463,000 | 135,149,000 | 134,361,000 |
| Interest-bearing deposits | 94,818,000 | 93,467,000 | 91,663,000 | 94,128,000 |
| Noninterest-bearing deposits | 38,729,000 | 38,996,000 | 43,486,000 | 40,233,000 |
| Equity capital | 16,266,000 | 16,285,000 | 16,666,000 | 16,476,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,205,000 | 2,603,000 | 4,032,000 | 5,374,000 |
| Interest expense | 173,000 | 353,000 | 520,000 | 673,000 |
| Net interest income | 1,032,000 | 2,250,000 | 3,512,000 | 4,701,000 |
| Noninterest income | 960,000 | 2,347,000 | 3,615,000 | 4,664,000 |
| Noninterest expense | 2,046,000 | 4,284,000 | 6,500,000 | 8,782,000 |
| Provision for loan losses | 0 | 0 | -1,000 | -4,000 |
| Pretax income | -11,000 | 424,000 | 764,000 | 762,000 |
| Income tax | -14,000 | 93,000 | 173,000 | 159,000 |
| Net income | 3,000 | 331,000 | 591,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,058,000 | 16,098,000 | 16,358,000 | 16,451,000 |
| Total capital | 16,891,000 | 16,953,000 | 17,199,000 | 17,209,000 |
| Risk-weighted assets | 80,884,000 | 82,208,000 | 82,227,000 | 83,393,000 |