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Call reports 2008

CAPTEX BANK — 2008

What CAPTEX BANK reported to the FFIEC in 2008, quarter by quarter.

PERIOD: 2008SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/3f4a6f77-1d5e-4ac2-9757-1e21e21a9f63/2008

Balance sheet

What the bank holds and owes at quarter end

Measure2008Q12008Q22008Q32008Q4
Total assets143,881,000142,358,000141,483,000142,411,000
Total loans106,108,00096,994,00089,603,00078,852,000
Allowance for loan losses1,663,0001,857,0001,871,0001,492,000
Securities available for sale8,737,00015,294,00022,455,00033,943,000
Securities held to maturity3,668,0003,665,0003,082,0004,032,000
Trading assets1,674,0001,538,0001,444,0001,425,000
Total deposits115,652,000113,883,000113,447,000113,619,000
Interest-bearing deposits91,109,00089,370,00089,067,00090,095,000
Noninterest-bearing deposits24,543,00024,513,00024,380,00023,524,000
Equity capital13,792,00014,398,00013,759,00014,011,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2008Q12008Q22008Q32008Q4
Interest income2,269,0004,381,0006,266,0008,112,000
Interest expense911,0001,754,0002,533,0003,239,000
Net interest income1,358,0002,627,0003,733,0004,873,000
Noninterest income479,000981,0001,326,0001,782,000
Noninterest expense1,442,0002,930,0004,542,0006,671,000
Provision for loan losses57,000382,0001,658,0001,731,000
Pretax income380,000338,000-1,099,000-1,532,000
Income tax86,00052,000-473,000-668,000
Net income372,000368,000-544,000-759,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2008Q12008Q22008Q32008Q4
Tier 1 capital13,271,00013,957,00013,046,00012,540,000
Total capital14,583,00015,171,00014,177,00013,602,000
Risk-weighted assets104,634,00096,498,00089,767,00084,542,000

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