Call reports 2025
BARWICK BANKING COMPANY — 2025
What BARWICK BANKING COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 603,254,000 | 641,898,000 | 673,085,000 | 728,215,000 |
| Total loans | 486,428,000 | 532,384,000 | 567,366,000 | 617,756,000 |
| Allowance for loan losses | 4,916,000 | 5,408,000 | 5,715,000 | 6,138,000 |
| Securities available for sale | 41,271,000 | 40,086,000 | 39,572,000 | 41,382,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 543,537,000 | 555,471,000 | 580,862,000 | 590,415,000 |
| Interest-bearing deposits | 426,520,000 | 437,548,000 | 461,173,000 | 448,729,000 |
| Noninterest-bearing deposits | 117,017,000 | 117,923,000 | 119,689,000 | 141,686,000 |
| Equity capital | 47,970,000 | 52,035,000 | 56,173,000 | 61,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 8,727,000 | 18,421,000 | 28,879,000 | 39,855,000 |
| Interest expense | 3,836,000 | 7,906,000 | 12,285,000 | 16,789,000 |
| Net interest income | 4,891,000 | 10,515,000 | 16,594,000 | 23,066,000 |
| Noninterest income | 332,000 | 846,000 | 1,302,000 | 1,783,000 |
| Noninterest expense | 3,813,000 | 7,951,000 | 12,257,000 | 16,705,000 |
| Provision for loan losses | 286,000 | 786,000 | 1,255,000 | 1,692,000 |
| Pretax income | 1,060,000 | 2,510,000 | 4,363,000 | 6,419,000 |
| Income tax | 282,000 | 663,000 | 1,154,000 | 1,703,000 |
| Net income | 778,000 | 1,847,000 | 3,209,000 | 4,716,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,643,000 | 51,501,000 | 54,966,000 | 60,612,000 |
| Total capital | 52,838,000 | 57,238,000 | 60,916,000 | 66,998,000 |
| Risk-weighted assets | 514,780,000 | 562,767,000 | 586,766,000 | 637,730,000 |