Call reports 2024
BARWICK BANKING COMPANY — 2024
What BARWICK BANKING COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 461,697,000 | 505,364,000 | 532,071,000 | 549,343,000 |
| Total loans | 381,965,000 | 409,454,000 | 422,476,000 | 447,474,000 |
| Allowance for loan losses | 4,094,000 | 4,296,000 | 4,479,000 | 4,632,000 |
| Securities available for sale | 21,450,000 | 23,957,000 | 22,164,000 | 35,057,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 403,881,000 | 454,971,000 | 479,111,000 | 494,147,000 |
| Interest-bearing deposits | 314,143,000 | 358,354,000 | 389,181,000 | 394,127,000 |
| Noninterest-bearing deposits | 89,738,000 | 96,617,000 | 89,930,000 | 100,020,000 |
| Equity capital | 37,052,000 | 39,474,000 | 41,741,000 | 43,456,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,899,000 | 14,452,000 | 22,893,000 | 31,385,000 |
| Interest expense | 3,198,000 | 6,821,000 | 10,906,000 | 14,896,000 |
| Net interest income | 3,701,000 | 7,631,000 | 11,987,000 | 16,489,000 |
| Noninterest income | 305,000 | 668,000 | 1,068,000 | 1,477,000 |
| Noninterest expense | 2,966,000 | 5,976,000 | 9,274,000 | 12,588,000 |
| Provision for loan losses | 300,000 | 536,000 | 721,000 | 874,000 |
| Pretax income | 740,000 | 1,790,000 | 3,105,000 | 4,501,000 |
| Income tax | 195,000 | 473,000 | 819,000 | 1,188,000 |
| Net income | 545,000 | 1,317,000 | 2,286,000 | 3,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,186,000 | 39,389,000 | 41,092,000 | 43,609,000 |
| Total capital | 41,406,000 | 43,838,000 | 45,741,000 | 48,456,000 |
| Risk-weighted assets | 395,241,000 | 425,875,000 | 440,766,000 | 474,782,000 |