Call reports 2023
BARWICK BANKING COMPANY — 2023
What BARWICK BANKING COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 365,572,000 | 394,749,000 | 408,854,000 | 428,348,000 |
| Total loans | 307,810,000 | 322,133,000 | 324,628,000 | 357,170,000 |
| Allowance for loan losses | 3,510,000 | 3,875,000 | 3,559,000 | 3,791,000 |
| Securities available for sale | 16,637,000 | 22,741,000 | 24,692,000 | 22,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,633,000 | 359,470,000 | 370,621,000 | 377,303,000 |
| Interest-bearing deposits | 246,518,000 | 268,684,000 | 268,988,000 | 282,816,000 |
| Noninterest-bearing deposits | 85,115,000 | 90,786,000 | 101,633,000 | 94,487,000 |
| Equity capital | 29,235,000 | 30,503,000 | 32,841,000 | 35,604,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,558,000 | 9,946,000 | 15,833,000 | 22,123,000 |
| Interest expense | 1,479,000 | 3,532,000 | 5,936,000 | 8,607,000 |
| Net interest income | 3,079,000 | 6,414,000 | 9,897,000 | 13,516,000 |
| Noninterest income | 146,000 | 404,000 | 571,000 | 761,000 |
| Noninterest expense | 2,512,000 | 5,108,000 | 7,688,000 | 10,268,000 |
| Provision for loan losses | 275,000 | 650,000 | 825,000 | 1,075,000 |
| Pretax income | 439,000 | 1,060,000 | 1,955,000 | 3,002,000 |
| Income tax | 116,000 | 281,000 | 517,000 | 373,000 |
| Net income | 323,000 | 779,000 | 1,438,000 | 2,629,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,660,000 | 31,297,000 | 33,987,000 | 35,585,000 |
| Total capital | 33,170,000 | 35,172,000 | 37,687,000 | 39,535,000 |
| Risk-weighted assets | 318,131,000 | 330,073,000 | 336,821,000 | 367,968,000 |