Call reports 2022
BARWICK BANKING COMPANY — 2022
What BARWICK BANKING COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 209,530,000 | 262,494,000 | 285,252,000 | 336,954,000 |
| Total loans | 183,387,000 | 212,118,000 | 223,208,000 | 273,192,000 |
| Allowance for loan losses | 1,984,000 | 2,340,000 | 2,640,000 | 3,235,000 |
| Securities available for sale | 14,570,000 | 13,254,000 | 17,129,000 | 16,795,000 |
| Securities held to maturity | 900,000 | 892,000 | 895,000 | 598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 185,986,000 | 237,178,000 | 258,056,000 | 307,766,000 |
| Interest-bearing deposits | 115,082,000 | 158,969,000 | 181,408,000 | 221,048,000 |
| Noninterest-bearing deposits | 70,904,000 | 78,209,000 | 76,648,000 | 86,718,000 |
| Equity capital | 23,420,000 | 24,875,000 | 26,740,000 | 28,723,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,658,000 | 3,951,000 | 6,935,000 | 10,763,000 |
| Interest expense | 130,000 | 396,000 | 829,000 | 1,594,000 |
| Net interest income | 1,528,000 | 3,555,000 | 6,106,000 | 9,169,000 |
| Noninterest income | 35,000 | 92,000 | 255,000 | 409,000 |
| Noninterest expense | 1,557,000 | 3,271,000 | 5,165,000 | 7,426,000 |
| Provision for loan losses | 530,000 | 890,000 | 1,190,000 | 1,790,000 |
| Pretax income | -526,000 | -515,000 | 5,000 | 362,000 |
| Income tax | -139,000 | -136,000 | 1,000 | 96,000 |
| Net income | -387,000 | -379,000 | 4,000 | 266,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,854,000 | 24,807,000 | 27,235,000 | 29,206,000 |
| Total capital | 24,838,000 | 27,147,000 | 29,875,000 | 32,441,000 |
| Risk-weighted assets | 189,671,000 | 219,948,000 | 232,961,000 | 286,065,000 |