Call reports 2021
BARWICK BANKING COMPANY — 2021
What BARWICK BANKING COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 60,629,000 | 91,505,000 | 124,502,000 | 161,336,000 |
| Total loans | 40,840,000 | 68,488,000 | 92,222,000 | 136,448,000 |
| Allowance for loan losses | 385,000 | 715,000 | 975,000 | 1,454,000 |
| Securities available for sale | 6,654,000 | 6,037,000 | 7,659,000 | 7,117,000 |
| Securities held to maturity | 850,000 | 900,000 | 900,000 | 900,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,688,000 | 71,461,000 | 104,362,000 | 139,703,000 |
| Interest-bearing deposits | 22,112,000 | 45,402,000 | 58,788,000 | 80,765,000 |
| Noninterest-bearing deposits | 18,577,000 | 26,059,000 | 45,574,000 | 58,938,000 |
| Equity capital | 19,820,000 | 19,855,000 | 19,999,000 | 21,536,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 302,000 | 925,000 | 1,764,000 | 2,950,000 |
| Interest expense | 23,000 | 59,000 | 122,000 | 200,000 |
| Net interest income | 279,000 | 866,000 | 1,642,000 | 2,750,000 |
| Noninterest income | 4,000 | 14,000 | 191,000 | 245,000 |
| Noninterest expense | 814,000 | 1,842,000 | 2,972,000 | 4,285,000 |
| Provision for loan losses | 190,000 | 520,000 | 780,000 | 1,280,000 |
| Pretax income | -721,000 | -1,481,000 | -1,919,000 | -2,569,000 |
| Income tax | -194,000 | -398,000 | -518,000 | -681,000 |
| Net income | -527,000 | -1,083,000 | -1,401,000 | -1,888,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,429,000 | 19,346,000 | 19,296,000 | 20,736,000 |
| Total capital | 19,814,000 | 20,061,000 | 20,271,000 | 22,190,000 |
| Risk-weighted assets | 44,175,000 | 70,814,000 | 103,985,000 | 145,002,000 |