Call reports 2020
BARWICK BANKING COMPANY — 2020
What BARWICK BANKING COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,225,000 | 17,066,000 | 20,711,000 | 33,345,000 |
| Total loans | 1,399,000 | 2,138,000 | 4,741,000 | 18,668,000 |
| Allowance for loan losses | 45,000 | 45,000 | 54,000 | 196,000 |
| Securities available for sale | 7,570,000 | 8,186,000 | 7,891,000 | 7,328,000 |
| Securities held to maturity | 1,091,000 | 1,091,000 | 1,096,000 | 1,099,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,640,000 | 14,222,000 | 13,730,000 | 21,437,000 |
| Interest-bearing deposits | 8,860,000 | 9,627,000 | 10,462,000 | 16,108,000 |
| Noninterest-bearing deposits | 2,780,000 | 4,594,000 | 3,268,000 | 5,329,000 |
| Equity capital | 1,558,000 | 2,837,000 | 6,972,000 | 11,852,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 153,000 | 231,000 | 368,000 |
| Interest expense | 18,000 | 30,000 | 42,000 | 57,000 |
| Net interest income | 58,000 | 123,000 | 189,000 | 311,000 |
| Noninterest income | 5,000 | 10,000 | 14,000 | 17,000 |
| Noninterest expense | 80,000 | 192,000 | 575,000 | 1,270,000 |
| Provision for loan losses | 1,000 | 1,000 | 10,000 | 155,000 |
| Pretax income | 28,000 | 91,000 | -231,000 | -942,000 |
| Income tax | 0 | 0 | -59,000 | -246,000 |
| Net income | 28,000 | 91,000 | -172,000 | -696,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,488,000 | 2,843,000 | 6,908,000 | 11,625,000 |
| Total capital | 1,509,000 | 2,888,000 | 6,962,000 | 11,821,000 |
| Risk-weighted assets | 1,624,000 | 3,665,000 | 6,689,000 | 22,634,000 |