Call reports 2016
BARWICK BANKING COMPANY — 2016
What BARWICK BANKING COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 11,942,000 | 11,735,000 | 11,498,000 | 14,159,000 |
| Total loans | 1,577,000 | 1,686,000 | 1,900,000 | 1,430,000 |
| Allowance for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 5,087,000 | 5,087,000 | 5,087,000 | 5,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,888,000 | 10,699,000 | 10,477,000 | 13,155,000 |
| Interest-bearing deposits | 8,549,000 | 8,432,000 | 8,549,000 | 8,870,000 |
| Noninterest-bearing deposits | 2,339,000 | 2,267,000 | 1,928,000 | 4,285,000 |
| Equity capital | 1,050,000 | 1,032,000 | 1,015,000 | 1,001,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 51,000 | 104,000 | 164,000 | 225,000 |
| Interest expense | 8,000 | 16,000 | 23,000 | 31,000 |
| Net interest income | 43,000 | 88,000 | 141,000 | 194,000 |
| Noninterest income | 6,000 | 13,000 | 21,000 | 29,000 |
| Noninterest expense | 72,000 | 141,000 | 218,000 | 293,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 2,000 |
| Pretax income | -23,000 | -41,000 | -57,000 | -72,000 |
| Income tax | 1,000 | 0 | 1,000 | 1,000 |
| Net income | -24,000 | -41,000 | -58,000 | -73,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,050,000 | 1,032,000 | 1,015,000 | 1,001,000 |
| Total capital | 1,070,000 | 1,054,000 | 1,040,000 | 1,020,000 |
| Risk-weighted assets | 1,554,000 | 1,702,000 | 1,956,000 | 1,515,000 |