Call reports 2015
BARWICK BANKING COMPANY — 2015
What BARWICK BANKING COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 12,720,000 | 12,098,000 | 11,409,000 | 14,053,000 |
| Total loans | 2,091,000 | 2,235,000 | 2,021,000 | 1,465,000 |
| Allowance for loan losses | 45,000 | 45,000 | 45,000 | 45,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,912,000 | 4,912,000 | 4,912,000 | 5,087,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,598,000 | 10,991,000 | 10,314,000 | 12,976,000 |
| Interest-bearing deposits | 9,057,000 | 8,456,000 | 8,431,000 | 8,901,000 |
| Noninterest-bearing deposits | 2,541,000 | 2,535,000 | 1,883,000 | 4,075,000 |
| Equity capital | 1,118,000 | 1,103,000 | 1,090,000 | 1,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 57,000 | 114,000 | 168,000 | 222,000 |
| Interest expense | 6,000 | 14,000 | 22,000 | 30,000 |
| Net interest income | 51,000 | 100,000 | 146,000 | 192,000 |
| Noninterest income | 5,000 | 11,000 | 18,000 | 29,000 |
| Noninterest expense | 69,000 | 138,000 | 205,000 | 278,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 1,000 |
| Pretax income | -14,000 | -28,000 | -42,000 | -58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | -28,000 | -42,000 | -58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,118,000 | 1,103,000 | 1,090,000 | 1,074,000 |
| Total capital | 1,144,000 | 1,131,000 | 1,116,000 | 1,093,000 |
| Risk-weighted assets | 2,057,000 | 2,236,000 | 2,094,000 | 1,476,000 |