Call reports 2020
HOMEBANK OF ARKANSAS — 2020
What HOMEBANK OF ARKANSAS reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 64,819,000 | 67,723,000 | 73,774,000 | 74,261,000 |
| Total loans | 50,401,000 | 52,902,000 | 51,232,000 | 49,461,000 |
| Allowance for loan losses | 947,000 | 953,000 | 973,000 | 873,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,252,000 | 60,378,000 | 66,320,000 | 66,843,000 |
| Interest-bearing deposits | 50,313,000 | 52,170,000 | 57,892,000 | 57,788,000 |
| Noninterest-bearing deposits | 6,939,000 | 8,208,000 | 8,428,000 | 9,055,000 |
| Equity capital | 7,336,000 | 7,121,000 | 7,152,000 | 7,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,650,000 | 2,515,000 | 3,251,000 |
| Interest expense | 227,000 | 428,000 | 640,000 | 846,000 |
| Net interest income | 618,000 | 1,222,000 | 1,875,000 | 2,405,000 |
| Noninterest income | 35,000 | -211,000 | -173,000 | -136,000 |
| Noninterest expense | 670,000 | 1,287,000 | 1,911,000 | 2,572,000 |
| Provision for loan losses | 25,000 | 56,000 | 81,000 | 106,000 |
| Pretax income | -42,000 | -332,000 | -290,000 | -409,000 |
| Income tax | -11,000 | -86,000 | -75,000 | 10,000 |
| Net income | -31,000 | -246,000 | -215,000 | -419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,336,000 | 7,121,000 | 7,152,000 | 7,122,000 |
| Total capital | — | 7,753,000 | 7,791,000 | — |
| Risk-weighted assets | — | 50,304,000 | 50,649,000 | — |