Call reports 2018
HOMEBANK OF ARKANSAS — 2018
What HOMEBANK OF ARKANSAS reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 75,416,000 | 71,813,000 | 70,826,000 | 70,629,000 |
| Total loans | 60,293,000 | 57,570,000 | 57,687,000 | 56,833,000 |
| Allowance for loan losses | 1,046,000 | 1,061,000 | 1,070,000 | 932,000 |
| Securities available for sale | 3,316,000 | 3,316,000 | 3,319,000 | 2,585,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,860,000 | 63,333,000 | 62,320,000 | 62,055,000 |
| Interest-bearing deposits | 59,015,000 | 56,496,000 | 56,442,000 | 55,715,000 |
| Noninterest-bearing deposits | 7,845,000 | 6,837,000 | 5,878,000 | 6,340,000 |
| Equity capital | 8,273,000 | 8,217,000 | 8,232,000 | 8,220,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 916,000 | 1,813,000 | 2,712,000 | 3,619,000 |
| Interest expense | 151,000 | 305,000 | 473,000 | 672,000 |
| Net interest income | 765,000 | 1,508,000 | 2,239,000 | 2,947,000 |
| Noninterest income | 71,000 | 97,000 | 161,000 | 210,000 |
| Noninterest expense | 736,000 | 1,568,000 | 2,339,000 | 3,121,000 |
| Provision for loan losses | 15,000 | 30,000 | 40,000 | 40,000 |
| Pretax income | 85,000 | 7,000 | 21,000 | -4,000 |
| Income tax | 24,000 | 2,000 | 4,000 | 2,000 |
| Net income | 61,000 | 5,000 | 17,000 | -6,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,320,000 | 8,264,000 | 8,277,000 | 8,254,000 |
| Total capital | 9,027,000 | 8,920,000 | 8,955,000 | 8,921,000 |
| Risk-weighted assets | 56,670,000 | 54,153,000 | 53,804,000 | 53,076,000 |