Call reports 2016
HOMEBANK OF ARKANSAS — 2016
What HOMEBANK OF ARKANSAS reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 75,398,000 | 72,153,000 | 72,323,000 | 74,808,000 |
| Total loans | 54,754,000 | 55,273,000 | 54,837,000 | 55,101,000 |
| Allowance for loan losses | 1,128,000 | 1,041,000 | 1,041,000 | 1,039,000 |
| Securities available for sale | 8,580,000 | 7,870,000 | 6,733,000 | 6,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,109,000 | 63,862,000 | 63,888,000 | 66,355,000 |
| Interest-bearing deposits | 62,490,000 | 59,306,000 | 59,348,000 | 61,201,000 |
| Noninterest-bearing deposits | 4,619,000 | 4,556,000 | 4,540,000 | 5,154,000 |
| Equity capital | 8,049,000 | 8,140,000 | 8,190,000 | 8,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 883,000 | 1,726,000 | 2,580,000 | 3,448,000 |
| Interest expense | 100,000 | 203,000 | 304,000 | 415,000 |
| Net interest income | 783,000 | 1,523,000 | 2,276,000 | 3,033,000 |
| Noninterest income | 31,000 | 113,000 | 172,000 | 225,000 |
| Noninterest expense | 646,000 | 1,362,000 | 2,084,000 | 2,682,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 168,000 | 274,000 | 364,000 | 576,000 |
| Income tax | 64,000 | 104,000 | 139,000 | 190,000 |
| Net income | 104,000 | 170,000 | 225,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,073,000 | 8,139,000 | 8,187,000 | 8,135,000 |
| Total capital | 8,704,000 | 8,774,000 | 8,815,000 | 8,771,000 |
| Risk-weighted assets | 50,021,000 | 50,405,000 | 49,797,000 | 50,504,000 |