Call reports 2015
HOMEBANK OF ARKANSAS — 2015
What HOMEBANK OF ARKANSAS reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 74,935,000 | 75,176,000 | 72,350,000 | 74,689,000 |
| Total loans | 52,068,000 | 55,582,000 | 55,391,000 | 54,878,000 |
| Allowance for loan losses | 1,188,000 | 1,175,000 | 1,154,000 | 1,128,000 |
| Securities available for sale | 5,983,000 | 5,981,000 | 6,259,000 | 6,457,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,044,000 | 67,132,000 | 64,267,000 | 66,579,000 |
| Interest-bearing deposits | 61,556,000 | 61,301,000 | 59,162,000 | 61,773,000 |
| Noninterest-bearing deposits | 5,488,000 | 5,831,000 | 5,105,000 | 4,806,000 |
| Equity capital | 7,614,000 | 7,717,000 | 7,843,000 | 7,931,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 861,000 | 1,760,000 | 2,585,000 | 3,468,000 |
| Interest expense | 89,000 | 180,000 | 268,000 | 360,000 |
| Net interest income | 772,000 | 1,580,000 | 2,317,000 | 3,108,000 |
| Noninterest income | 63,000 | 67,000 | 142,000 | 194,000 |
| Noninterest expense | 649,000 | 1,244,000 | 1,879,000 | 2,520,000 |
| Provision for loan losses | 18,000 | 18,000 | 18,000 | 18,000 |
| Pretax income | 168,000 | 385,000 | 562,000 | 764,000 |
| Income tax | 45,000 | 146,000 | 214,000 | 296,000 |
| Net income | 123,000 | 239,000 | 348,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,727,000 | 7,549,000 | 7,634,000 | 7,969,000 |
| Total capital | 8,282,000 | 8,187,000 | 8,271,000 | 8,601,000 |
| Risk-weighted assets | 43,497,000 | 50,523,000 | 50,432,000 | 50,024,000 |