Call reports 2015
TIDELANDS BANK — 2015
What TIDELANDS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 476,160,000 | 475,197,000 | 478,657,000 | 465,738,000 |
| Total loans | 321,031,000 | 319,659,000 | 322,656,000 | 324,915,000 |
| Allowance for loan losses | 4,794,000 | 5,404,000 | 5,018,000 | 4,045,000 |
| Securities available for sale | 79,400,000 | 79,885,000 | 77,935,000 | 72,854,000 |
| Securities held to maturity | 0 | 1,250,000 | 5,262,000 | 5,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 429,274,000 | 429,914,000 | 432,600,000 | 420,510,000 |
| Interest-bearing deposits | 399,895,000 | 399,506,000 | 401,625,000 | 386,406,000 |
| Noninterest-bearing deposits | 29,379,000 | 30,408,000 | 30,975,000 | 34,104,000 |
| Equity capital | 26,264,000 | 24,622,000 | 25,198,000 | 24,710,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,198,000 | 8,383,000 | 12,687,000 | 16,972,000 |
| Interest expense | 1,150,000 | 2,313,000 | 3,476,000 | 4,601,000 |
| Net interest income | 3,048,000 | 6,070,000 | 9,211,000 | 12,371,000 |
| Noninterest income | 325,000 | 1,242,000 | 1,868,000 | 2,199,000 |
| Noninterest expense | 3,604,000 | 7,388,000 | 11,086,000 | 14,761,000 |
| Provision for loan losses | 0 | 1,175,000 | 1,175,000 | 1,175,000 |
| Pretax income | -225,000 | -1,245,000 | -1,176,000 | -1,360,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -225,000 | -1,245,000 | -1,176,000 | -1,360,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,849,000 | 25,829,000 | 25,899,000 | 25,715,000 |
| Total capital | 31,309,000 | 30,254,000 | 30,349,000 | 29,778,000 |
| Risk-weighted assets | 356,454,000 | 353,039,000 | 355,491,000 | 357,550,000 |