Call reports 2026
PEOPLES STATE BANK — 2026
What PEOPLES STATE BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 182,477,000 | 181,200,000 |
| Total loans | 100,276,000 | 101,921,000 |
| Allowance for loan losses | 1,015,000 | 1,030,000 |
| Securities available for sale | 63,248,000 | 61,665,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 161,189,000 | 149,748,000 |
| Interest-bearing deposits | 114,283,000 | 105,747,000 |
| Noninterest-bearing deposits | 46,906,000 | 44,001,000 |
| Equity capital | 15,582,000 | 15,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,336,000 | 4,722,000 |
| Interest expense | 477,000 | 1,016,000 |
| Net interest income | 1,859,000 | 3,706,000 |
| Noninterest income | 326,000 | 650,000 |
| Noninterest expense | 1,344,000 | 2,785,000 |
| Provision for loan losses | 5,000 | 20,000 |
| Pretax income | 836,000 | 1,551,000 |
| Income tax | 190,000 | 301,000 |
| Net income | 646,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 19,609,000 | 20,037,000 |
| Total capital | 20,697,000 | 21,140,000 |
| Risk-weighted assets | 105,663,000 | 107,586,000 |