Call report 2025Q4
PEOPLES STATE BANK — 2025Q4
The 22 measures PEOPLES STATE BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 187,410,000 | USD | evidence → |
| Total loans | 97,066,000 | USD | evidence → |
| Allowance for loan losses | 1,010,000 | USD | evidence → |
| Securities available for sale | 64,764,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 162,846,000 | USD | evidence → |
| Interest-bearing deposits | 119,630,000 | USD | evidence → |
| Noninterest-bearing deposits | 43,216,000 | USD | evidence → |
| Equity capital | 15,077,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 9,024,000 | USD | evidence → |
| Interest expense | 2,200,000 | USD | evidence → |
| Net interest income | 6,824,000 | USD | evidence → |
| Noninterest income | 1,229,000 | USD | evidence → |
| Noninterest expense | 5,393,000 | USD | evidence → |
| Provision for loan losses | 446,000 | USD | evidence → |
| Pretax income | 2,194,000 | USD | evidence → |
| Income tax | 407,000 | USD | evidence → |
| Net income | 1,787,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 19,138,000 | USD | evidence → |
| Total capital | 20,221,000 | USD | evidence → |
| Risk-weighted assets | 105,110,000 | USD | evidence → |