Call reports 2024
PEOPLES STATE BANK — 2024
What PEOPLES STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 173,509,000 | 173,831,000 | 171,575,000 | 167,083,000 |
| Total loans | 66,233,000 | 71,970,000 | 75,568,000 | 78,180,000 |
| Allowance for loan losses | 593,000 | 589,000 | 588,000 | 569,000 |
| Securities available for sale | 76,475,000 | 76,439,000 | 76,373,000 | 71,527,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,487,000 | 163,083,000 | 158,381,000 | 155,289,000 |
| Interest-bearing deposits | 124,914,000 | 124,586,000 | 116,814,000 | 115,551,000 |
| Noninterest-bearing deposits | 38,573,000 | 38,497,000 | 41,567,000 | 39,738,000 |
| Equity capital | 9,415,000 | 10,230,000 | 12,439,000 | 11,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,013,000 | 3,945,000 | 5,963,000 | 8,008,000 |
| Interest expense | 367,000 | 753,000 | 1,160,000 | 1,659,000 |
| Net interest income | 1,646,000 | 3,192,000 | 4,803,000 | 6,349,000 |
| Noninterest income | 301,000 | 594,000 | 902,000 | 1,203,000 |
| Noninterest expense | 1,250,000 | 2,520,000 | 3,843,000 | 5,166,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 697,000 | 1,266,000 | 1,862,000 | 2,354,000 |
| Income tax | 123,000 | 229,000 | 347,000 | 435,000 |
| Net income | 574,000 | 1,037,000 | 1,515,000 | 1,919,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,005,000 | 17,319,000 | 17,647,000 | 17,900,000 |
| Total capital | 17,619,000 | 17,929,000 | 18,256,000 | 18,522,000 |
| Risk-weighted assets | 82,299,000 | 86,881,000 | 89,943,000 | 91,715,000 |