Call reports 2023
PEOPLES STATE BANK — 2023
What PEOPLES STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 168,603,000 | 165,735,000 | 161,071,000 | 178,913,000 |
| Total loans | 67,073,000 | 66,894,000 | 66,913,000 | 67,649,000 |
| Allowance for loan losses | 597,000 | 597,000 | 596,000 | 598,000 |
| Securities available for sale | 67,602,000 | 66,155,000 | 64,003,000 | 77,931,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,902,000 | 157,602,000 | 153,384,000 | 169,266,000 |
| Interest-bearing deposits | 117,287,000 | 114,479,000 | 108,003,000 | 126,814,000 |
| Noninterest-bearing deposits | 42,615,000 | 43,123,000 | 45,381,000 | 42,452,000 |
| Equity capital | 8,282,000 | 7,750,000 | 7,199,000 | 9,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,730,000 | 3,476,000 | 5,224,000 | 7,000,000 |
| Interest expense | 133,000 | 305,000 | 506,000 | 733,000 |
| Net interest income | 1,597,000 | 3,171,000 | 4,718,000 | 6,267,000 |
| Noninterest income | 284,000 | 560,000 | 873,000 | 1,165,000 |
| Noninterest expense | 1,119,000 | 2,309,000 | 3,595,000 | 4,928,000 |
| Provision for loan losses | -29,000 | -29,000 | -27,000 | -26,000 |
| Pretax income | 791,000 | 1,451,000 | 2,023,000 | 2,614,000 |
| Income tax | 148,000 | 277,000 | 379,000 | 471,000 |
| Net income | 643,000 | 1,174,000 | 1,644,000 | 2,143,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,457,000 | 15,863,000 | 16,208,000 | 16,582,000 |
| Total capital | 16,158,000 | 16,564,000 | 16,908,000 | 17,201,000 |
| Risk-weighted assets | 85,126,000 | 87,516,000 | 84,703,000 | 83,878,000 |