Call reports 2022
PEOPLES STATE BANK — 2022
What PEOPLES STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 180,989,000 | 169,841,000 | 168,059,000 | 168,747,000 |
| Total loans | 52,359,000 | 58,539,000 | 57,363,000 | 61,621,000 |
| Allowance for loan losses | 600,000 | 600,000 | 602,000 | 603,000 |
| Securities available for sale | 69,387,000 | 69,600,000 | 65,800,000 | 66,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 171,157,000 | 162,488,000 | 162,023,000 | 162,349,000 |
| Interest-bearing deposits | 122,613,000 | 112,927,000 | 113,497,000 | 116,873,000 |
| Noninterest-bearing deposits | 48,544,000 | 49,561,000 | 48,526,000 | 45,476,000 |
| Equity capital | 9,617,000 | 7,129,000 | 5,722,000 | 6,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,471,000 | 3,966,000 | 5,542,000 |
| Interest expense | 48,000 | 97,000 | 168,000 | 278,000 |
| Net interest income | 1,100,000 | 2,374,000 | 3,798,000 | 5,264,000 |
| Noninterest income | 248,000 | 455,000 | 755,000 | 1,000,000 |
| Noninterest expense | 1,002,000 | 1,992,000 | 3,125,000 | 4,346,000 |
| Provision for loan losses | 0 | 1,000 | 2,000 | 4,000 |
| Pretax income | 360,000 | 850,000 | 1,440,000 | 1,928,000 |
| Income tax | 65,000 | 151,000 | 267,000 | 362,000 |
| Net income | 295,000 | 699,000 | 1,173,000 | 1,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,995,000 | 14,299,000 | 14,672,000 | 14,966,000 |
| Total capital | 14,604,000 | 14,911,000 | 15,289,000 | 15,591,000 |
| Risk-weighted assets | 70,347,000 | 77,287,000 | 76,078,000 | 80,436,000 |