Call reports 2021
PEOPLES STATE BANK — 2021
What PEOPLES STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 157,753,000 | 154,228,000 | 155,855,000 | 169,184,000 |
| Total loans | 52,667,000 | 51,893,000 | 51,831,000 | 50,857,000 |
| Allowance for loan losses | 599,000 | 601,000 | 600,000 | 600,000 |
| Securities available for sale | 67,759,000 | 67,427,000 | 63,597,000 | 72,295,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 144,810,000 | 140,827,000 | 142,412,000 | 155,821,000 |
| Interest-bearing deposits | 105,116,000 | 100,796,000 | 99,731,000 | 110,144,000 |
| Noninterest-bearing deposits | 39,694,000 | 40,031,000 | 42,681,000 | 45,677,000 |
| Equity capital | 12,722,000 | 13,126,000 | 13,170,000 | 13,130,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,329,000 | 3,407,000 | 4,574,000 |
| Interest expense | 72,000 | 133,000 | 187,000 | 237,000 |
| Net interest income | 1,092,000 | 2,196,000 | 3,220,000 | 4,337,000 |
| Noninterest income | 226,000 | 466,000 | 702,000 | 1,444,000 |
| Noninterest expense | 940,000 | 1,902,000 | 2,884,000 | 3,891,000 |
| Provision for loan losses | 50,000 | 52,000 | 52,000 | 52,000 |
| Pretax income | 367,000 | 873,000 | 1,161,000 | 2,013,000 |
| Income tax | 60,000 | 139,000 | 195,000 | 371,000 |
| Net income | 307,000 | 734,000 | 966,000 | 1,642,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,841,000 | 13,142,000 | 13,249,000 | 13,800,000 |
| Total capital | 13,449,000 | 13,752,000 | 13,858,000 | 14,409,000 |
| Risk-weighted assets | 63,376,000 | 62,105,000 | 61,088,000 | 66,340,000 |