Call reports 2020
PEOPLES STATE BANK — 2020
What PEOPLES STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 130,465,000 | 136,675,000 | 137,025,000 | 145,198,000 |
| Total loans | 44,187,000 | 47,493,000 | 50,225,000 | 49,896,000 |
| Allowance for loan losses | 512,000 | 532,000 | 551,000 | 549,000 |
| Securities available for sale | 54,608,000 | 47,496,000 | 49,221,000 | 54,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,861,000 | 122,926,000 | 122,926,000 | 131,219,000 |
| Interest-bearing deposits | 90,206,000 | 88,850,000 | 87,385,000 | 95,083,000 |
| Noninterest-bearing deposits | 27,655,000 | 34,076,000 | 35,541,000 | 36,136,000 |
| Equity capital | 12,305,000 | 13,250,000 | 13,470,000 | 13,560,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,200,000 | 2,305,000 | 3,442,000 | 4,526,000 |
| Interest expense | 161,000 | 284,000 | 386,000 | 472,000 |
| Net interest income | 1,039,000 | 2,021,000 | 3,056,000 | 4,054,000 |
| Noninterest income | 247,000 | 439,000 | 661,000 | 876,000 |
| Noninterest expense | 914,000 | 1,828,000 | 2,781,000 | 3,741,000 |
| Provision for loan losses | 20,000 | 40,000 | 60,000 | 61,000 |
| Pretax income | 352,000 | 684,000 | 1,025,000 | 1,338,000 |
| Income tax | 69,000 | 113,000 | 187,000 | 269,000 |
| Net income | 283,000 | 571,000 | 838,000 | 1,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,157,000 | 12,365,000 | 12,553,000 | 12,633,000 |
| Total capital | 12,678,000 | 12,906,000 | 13,113,000 | 13,191,000 |
| Risk-weighted assets | 53,518,000 | 60,859,000 | 58,027,000 | 59,612,000 |