Call reports 2019
PEOPLES STATE BANK — 2019
What PEOPLES STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 130,490,000 | 124,201,000 | 119,775,000 | 130,220,000 |
| Total loans | 39,962,000 | 40,467,000 | 41,896,000 | 44,593,000 |
| Allowance for loan losses | 509,000 | 509,000 | 505,000 | 502,000 |
| Securities available for sale | 55,820,000 | 54,985,000 | 54,316,000 | 53,403,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,480,000 | 112,372,000 | 107,426,000 | 117,986,000 |
| Interest-bearing deposits | 92,266,000 | 84,280,000 | 79,274,000 | 89,662,000 |
| Noninterest-bearing deposits | 27,214,000 | 28,092,000 | 28,152,000 | 28,324,000 |
| Equity capital | 10,845,000 | 11,587,000 | 11,992,000 | 12,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,104,000 | 2,288,000 | 3,497,000 | 4,618,000 |
| Interest expense | 196,000 | 375,000 | 543,000 | 700,000 |
| Net interest income | 908,000 | 1,913,000 | 2,954,000 | 3,918,000 |
| Noninterest income | 217,000 | 434,000 | 677,000 | 900,000 |
| Noninterest expense | 887,000 | 1,786,000 | 2,694,000 | 3,664,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 244,000 | 570,000 | 951,000 | 1,168,000 |
| Income tax | 36,000 | 99,000 | 165,000 | 198,000 |
| Net income | 208,000 | 471,000 | 786,000 | 970,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,403,000 | 11,586,000 | 11,821,000 | 11,944,000 |
| Total capital | 11,921,000 | 12,104,000 | 12,335,000 | 12,455,000 |
| Risk-weighted assets | 49,923,000 | 50,430,000 | 53,244,000 | 54,964,000 |