Call reports 2018
PEOPLES STATE BANK — 2018
What PEOPLES STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 135,368,000 | 132,958,000 | 125,539,000 | 123,336,000 |
| Total loans | 39,333,000 | 40,925,000 | 42,973,000 | 42,766,000 |
| Allowance for loan losses | 509,000 | 509,000 | 509,000 | 509,000 |
| Securities available for sale | 68,801,000 | 67,243,000 | 63,700,000 | 60,862,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 125,787,000 | 123,353,000 | 115,924,000 | 113,130,000 |
| Interest-bearing deposits | 99,704,000 | 96,408,000 | 88,702,000 | 88,380,000 |
| Noninterest-bearing deposits | 26,083,000 | 26,945,000 | 27,222,000 | 24,750,000 |
| Equity capital | 9,424,000 | 9,430,000 | 9,382,000 | 10,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 972,000 | 2,093,000 | 3,249,000 | 4,351,000 |
| Interest expense | 90,000 | 251,000 | 403,000 | 553,000 |
| Net interest income | 882,000 | 1,842,000 | 2,846,000 | 3,798,000 |
| Noninterest income | 219,000 | 430,000 | 642,000 | 859,000 |
| Noninterest expense | 827,000 | 1,676,000 | 2,539,000 | 3,466,000 |
| Provision for loan losses | 0 | 1,000 | 1,000 | 1,000 |
| Pretax income | 274,000 | 594,000 | 948,000 | 1,190,000 |
| Income tax | 41,000 | 95,000 | 150,000 | 190,000 |
| Net income | 233,000 | 499,000 | 798,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,707,000 | 10,898,000 | 11,122,000 | 11,275,000 |
| Total capital | 11,225,000 | 11,416,000 | 11,640,000 | 11,793,000 |
| Risk-weighted assets | 53,701,000 | 53,949,000 | 56,135,000 | 54,377,000 |