Call reports 2017
PEOPLES STATE BANK — 2017
What PEOPLES STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 114,221,000 | 110,396,000 | 108,640,000 | 107,681,000 |
| Total loans | 38,039,000 | 40,584,000 | 36,983,000 | 38,184,000 |
| Allowance for loan losses | 499,000 | 510,000 | 510,000 | 509,000 |
| Securities available for sale | 51,483,000 | 50,873,000 | 51,391,000 | 50,388,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 104,376,000 | 99,964,000 | 98,075,000 | 97,612,000 |
| Interest-bearing deposits | 79,745,000 | 75,201,000 | 72,584,000 | 72,339,000 |
| Noninterest-bearing deposits | 24,631,000 | 24,763,000 | 25,491,000 | 25,273,000 |
| Equity capital | 9,679,000 | 10,255,000 | 10,337,000 | 9,867,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 863,000 | 1,756,000 | 2,675,000 | 3,593,000 |
| Interest expense | 60,000 | 120,000 | 181,000 | 244,000 |
| Net interest income | 803,000 | 1,636,000 | 2,494,000 | 3,349,000 |
| Noninterest income | 249,000 | 455,000 | 714,000 | 916,000 |
| Noninterest expense | 790,000 | 1,598,000 | 2,429,000 | 3,296,000 |
| Provision for loan losses | 1,000 | -78,000 | -102,000 | -101,000 |
| Pretax income | 261,000 | 615,000 | 950,000 | 1,116,000 |
| Income tax | 56,000 | 122,000 | 209,000 | 235,000 |
| Net income | 205,000 | 493,000 | 741,000 | 881,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,196,000 | 10,396,000 | 10,544,000 | 10,574,000 |
| Total capital | 10,704,000 | 10,915,000 | 11,063,000 | 11,092,000 |
| Risk-weighted assets | 48,693,000 | 51,100,000 | 47,351,000 | 48,637,000 |