Call reports 2008
PEOPLES STATE BANK — 2008
What PEOPLES STATE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 91,385,000 | 88,116,000 | 86,928,000 | 93,640,000 |
| Total loans | 35,173,000 | 37,766,000 | 38,951,000 | 38,926,000 |
| Allowance for loan losses | 365,000 | 375,000 | 372,000 | 407,000 |
| Securities available for sale | 36,887,000 | 34,606,000 | 35,724,000 | 31,428,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 84,633,000 | 81,803,000 | 80,284,000 | 86,820,000 |
| Interest-bearing deposits | 70,438,000 | 65,514,000 | 61,231,000 | 69,198,000 |
| Noninterest-bearing deposits | 14,195,000 | 16,289,000 | 19,053,000 | 17,622,000 |
| Equity capital | 6,244,000 | 6,048,000 | 6,275,000 | 6,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,319,000 | 2,567,000 | 3,736,000 | 4,897,000 |
| Interest expense | 556,000 | 1,027,000 | 1,424,000 | 1,778,000 |
| Net interest income | 763,000 | 1,540,000 | 2,312,000 | 3,119,000 |
| Noninterest income | 237,000 | 415,000 | 584,000 | 716,000 |
| Noninterest expense | 641,000 | 1,268,000 | 2,011,000 | 2,826,000 |
| Provision for loan losses | 30,000 | 61,000 | 92,000 | 169,000 |
| Pretax income | 329,000 | 626,000 | 793,000 | 840,000 |
| Income tax | 77,000 | 177,000 | 238,000 | 251,000 |
| Net income | 252,000 | 449,000 | 555,000 | 589,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,729,000 | 5,926,000 | 6,032,000 | 5,991,000 |
| Total capital | 6,094,000 | 6,301,000 | 6,404,000 | 6,398,000 |
| Risk-weighted assets | 46,867,000 | 47,797,000 | 48,524,000 | 48,821,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.