Call reports 2007
PEOPLES STATE BANK — 2007
What PEOPLES STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 76,748,000 | 74,820,000 | 89,158,000 | 88,711,000 |
| Total loans | 35,814,000 | 33,501,000 | 34,747,000 | 34,502,000 |
| Allowance for loan losses | 317,000 | 381,000 | 378,000 | 324,000 |
| Securities available for sale | 29,594,000 | 27,839,000 | 30,858,000 | 37,004,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,622,000 | 69,738,000 | 83,449,000 | 82,702,000 |
| Interest-bearing deposits | 58,260,000 | 53,989,000 | 68,992,000 | 68,984,000 |
| Noninterest-bearing deposits | 13,362,000 | 15,749,000 | 14,457,000 | 13,718,000 |
| Equity capital | 4,881,000 | 4,933,000 | 5,446,000 | 5,717,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,220,000 | 2,445,000 | 3,812,000 | 5,188,000 |
| Interest expense | 455,000 | 900,000 | 1,377,000 | 1,918,000 |
| Net interest income | 765,000 | 1,545,000 | 2,435,000 | 3,270,000 |
| Noninterest income | 197,000 | 379,000 | 573,000 | 761,000 |
| Noninterest expense | 584,000 | 1,170,000 | 1,808,000 | 2,668,000 |
| Provision for loan losses | 56,000 | 116,000 | 131,000 | 134,000 |
| Pretax income | 322,000 | 638,000 | 1,069,000 | 1,229,000 |
| Income tax | 106,000 | 215,000 | 364,000 | 389,000 |
| Net income | 216,000 | 423,000 | 705,000 | 840,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,903,000 | 5,110,000 | 5,392,000 | 5,477,000 |
| Total capital | 5,220,000 | 5,491,000 | 5,770,000 | 5,801,000 |
| Risk-weighted assets | 43,806,000 | 42,253,000 | 45,760,000 | 45,811,000 |
Machine access — free, no API key
Every figure shown here about PEOPLES STATE BANK — 2007 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts, and since 27 September get_timeseries for a metric over time with its gap years made explicit and compare_entities for several entities on one shared period) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.