Call reports 2026
MAIN STREET BANK CORP. — 2026
What MAIN STREET BANK CORP. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,526,447,000 | 1,553,716,000 |
| Total loans | 1,276,470,000 | 1,287,912,000 |
| Allowance for loan losses | 13,671,000 | 13,762,000 |
| Securities available for sale | 146,054,000 | 148,799,000 |
| Securities held to maturity | 5,139,000 | 4,714,000 |
| Trading assets | 0 | 0 |
| Total deposits | 1,363,482,000 | 1,388,978,000 |
| Interest-bearing deposits | 1,212,775,000 | 1,242,026,000 |
| Noninterest-bearing deposits | 150,707,000 | 146,952,000 |
| Equity capital | 146,917,000 | 151,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 22,033,000 | 44,811,000 |
| Interest expense | 8,157,000 | 16,527,000 |
| Net interest income | 13,876,000 | 28,284,000 |
| Noninterest income | 890,000 | 2,083,000 |
| Noninterest expense | 7,861,000 | 15,338,000 |
| Provision for loan losses | 505,000 | 655,000 |
| Pretax income | 6,377,000 | 14,347,000 |
| Income tax | 1,329,000 | 2,975,000 |
| Net income | 5,048,000 | 11,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 137,373,000 | 142,417,000 |
| Total capital | 151,548,000 | 156,688,000 |
| Risk-weighted assets | 1,156,363,000 | 1,224,385,000 |