Call reports 2024
MAIN STREET BANK CORP. — 2024
What MAIN STREET BANK CORP. reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 819,313,000 | 1,363,983,000 | 1,393,676,000 | 1,410,785,000 |
| Total loans | 684,941,000 | 1,118,497,000 | 1,131,075,000 | 1,125,874,000 |
| Allowance for loan losses | 7,154,000 | 11,733,000 | 11,780,000 | 11,814,000 |
| Securities available for sale | 76,838,000 | 85,480,000 | 118,605,000 | 157,312,000 |
| Securities held to maturity | 6,792,000 | 49,244,000 | 34,217,000 | 6,414,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 714,884,000 | 1,084,220,000 | 1,104,719,000 | 1,161,231,000 |
| Interest-bearing deposits | 622,723,000 | 901,897,000 | 928,722,000 | 977,129,000 |
| Noninterest-bearing deposits | 92,161,000 | 182,323,000 | 175,997,000 | 184,102,000 |
| Equity capital | 52,926,000 | 123,827,000 | 128,951,000 | 128,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 9,733,000 | 22,346,000 | 41,432,000 | 60,528,000 |
| Interest expense | 4,641,000 | 10,623,000 | 18,552,000 | 26,586,000 |
| Net interest income | 5,092,000 | 11,723,000 | 22,880,000 | 33,942,000 |
| Noninterest income | 639,000 | 1,343,000 | 2,088,000 | 3,237,000 |
| Noninterest expense | 3,890,000 | 10,497,000 | 18,319,000 | 26,174,000 |
| Provision for loan losses | -128,000 | 4,203,000 | 4,300,000 | 4,349,000 |
| Pretax income | 1,967,000 | -2,053,000 | 2,621,000 | 6,897,000 |
| Income tax | 393,000 | -414,000 | 475,000 | 1,150,000 |
| Net income | 1,574,000 | -1,639,000 | 2,146,000 | 5,747,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,353,000 | 117,313,000 | 120,339,000 | 123,547,000 |
| Total capital | 68,553,000 | 129,479,000 | 132,563,000 | 135,837,000 |
| Risk-weighted assets | 637,080,000 | 1,010,967,000 | 1,113,297,000 | 1,092,756,000 |