Call reports 2023
MAIN STREET BANK CORP. — 2023
What MAIN STREET BANK CORP. reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 754,002,000 | 771,780,000 | 800,197,000 | 811,204,000 |
| Total loans | 628,289,000 | 645,297,000 | 670,199,000 | 677,652,000 |
| Allowance for loan losses | 6,954,000 | 7,085,000 | 7,261,000 | 7,282,000 |
| Securities available for sale | 84,547,000 | 81,737,000 | 76,620,000 | 79,597,000 |
| Securities held to maturity | 7,384,000 | 7,365,000 | 7,346,000 | 6,808,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 632,360,000 | 642,761,000 | 656,643,000 | 696,327,000 |
| Interest-bearing deposits | 523,822,000 | 540,704,000 | 561,366,000 | 598,150,000 |
| Noninterest-bearing deposits | 108,538,000 | 102,057,000 | 95,277,000 | 98,177,000 |
| Equity capital | 47,810,000 | 48,382,000 | 47,471,000 | 52,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 7,926,000 | 16,542,000 | 25,678,000 | 35,296,000 |
| Interest expense | 2,050,000 | 4,917,000 | 8,589,000 | 12,920,000 |
| Net interest income | 5,876,000 | 11,625,000 | 17,089,000 | 22,376,000 |
| Noninterest income | 578,000 | 1,238,000 | 1,871,000 | 2,816,000 |
| Noninterest expense | 3,352,000 | 7,256,000 | 10,962,000 | 14,684,000 |
| Provision for loan losses | 218,000 | 348,000 | 526,000 | 557,000 |
| Pretax income | 2,884,000 | 5,219,000 | 7,472,000 | 9,978,000 |
| Income tax | 572,000 | 1,128,000 | 1,586,000 | 2,034,000 |
| Net income | 2,312,000 | 4,091,000 | 5,886,000 | 7,944,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,064,000 | 57,337,000 | 58,626,000 | 60,285,000 |
| Total capital | 63,091,000 | 64,538,000 | 65,956,000 | 67,610,000 |
| Risk-weighted assets | 595,602,000 | 608,846,000 | 628,623,000 | 629,120,000 |
Machine access — free, no API key
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