Call reports 2022
MAIN STREET BANK CORP. — 2022
What MAIN STREET BANK CORP. reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 653,334,000 | 655,433,000 | 688,849,000 | 731,510,000 |
| Total loans | 482,719,000 | 521,762,000 | 562,458,000 | 602,870,000 |
| Allowance for loan losses | 5,615,000 | 5,872,000 | 6,273,000 | 6,658,000 |
| Securities available for sale | 101,441,000 | 92,912,000 | 86,605,000 | 84,367,000 |
| Securities held to maturity | 8,099,000 | 8,076,000 | 8,052,000 | 7,403,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,852,000 | 571,155,000 | 596,002,000 | 609,556,000 |
| Interest-bearing deposits | 466,307,000 | 467,523,000 | 491,135,000 | 500,781,000 |
| Noninterest-bearing deposits | 98,545,000 | 103,632,000 | 104,867,000 | 108,775,000 |
| Equity capital | 49,809,000 | 41,958,000 | 41,427,000 | 44,651,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 5,544,000 | 11,467,000 | 18,403,000 | 25,956,000 |
| Interest expense | 564,000 | 1,129,000 | 1,799,000 | 3,046,000 |
| Net interest income | 4,980,000 | 10,338,000 | 16,604,000 | 22,910,000 |
| Noninterest income | 839,000 | 1,404,000 | 1,995,000 | 2,592,000 |
| Noninterest expense | 3,051,000 | 6,200,000 | 9,514,000 | 12,995,000 |
| Provision for loan losses | 174,000 | 431,000 | 841,000 | 1,222,000 |
| Pretax income | 2,594,000 | 5,111,000 | 8,244,000 | 11,285,000 |
| Income tax | 486,000 | 952,000 | 1,548,000 | 2,158,000 |
| Net income | 2,108,000 | 4,159,000 | 6,696,000 | 9,127,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,381,000 | 49,991,000 | 52,327,000 | 54,370,000 |
| Total capital | 59,000,000 | 55,869,000 | 58,605,000 | 61,035,000 |
| Risk-weighted assets | 474,493,000 | 507,644,000 | 541,817,000 | 577,423,000 |