Call reports 2021
MAIN STREET BANK CORP. — 2021
What MAIN STREET BANK CORP. reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 614,250,000 | 629,632,000 | 628,156,000 | 637,075,000 |
| Total loans | 416,373,000 | 423,613,000 | 439,295,000 | 461,149,000 |
| Allowance for loan losses | 4,854,000 | 5,137,000 | 5,313,000 | 5,442,000 |
| Securities available for sale | 113,971,000 | 118,557,000 | 112,261,000 | 102,094,000 |
| Securities held to maturity | 9,040,000 | 9,022,000 | 8,943,000 | 8,122,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 510,859,000 | 531,101,000 | 531,847,000 | 543,492,000 |
| Interest-bearing deposits | 417,343,000 | 431,060,000 | 438,508,000 | 452,718,000 |
| Noninterest-bearing deposits | 93,516,000 | 100,041,000 | 93,339,000 | 90,774,000 |
| Equity capital | 52,183,000 | 51,808,000 | 52,799,000 | 53,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,370,000 | 10,787,000 | 16,412,000 | 21,944,000 |
| Interest expense | 670,000 | 1,302,000 | 1,918,000 | 2,512,000 |
| Net interest income | 4,700,000 | 9,485,000 | 14,494,000 | 19,432,000 |
| Noninterest income | 597,000 | 1,281,000 | 1,836,000 | 2,407,000 |
| Noninterest expense | 2,751,000 | 5,670,000 | 8,631,000 | 11,713,000 |
| Provision for loan losses | 163,000 | 441,000 | 617,000 | 746,000 |
| Pretax income | 2,383,000 | 4,655,000 | 7,082,000 | 9,325,000 |
| Income tax | 462,000 | 889,000 | 1,343,000 | 1,775,000 |
| Net income | 1,921,000 | 3,766,000 | 5,739,000 | 7,550,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,606,000 | 49,898,000 | 50,867,000 | 51,819,000 |
| Total capital | 55,461,000 | 55,039,000 | 56,183,000 | 57,264,000 |
| Risk-weighted assets | 408,649,000 | 425,361,000 | 446,961,000 | 471,311,000 |